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Residential Mortgages

Whether you're stepping into homeownership for the first time, looking to upgrade or refinancing. Be empowered with choice, flexibility, and expert guidance. 

Ready to take the next step in your mortgage journey? Whether you're a first-time buyer, moving house, purchasing, or thinking about remortgaging, I've got you covered! From securing that all-important Agreement in Principle to unravelling complex questions about borrowing, I'll be by your side.
 

Beyond just considering your immediate needs, I'll take a deep dive into your current and future financial plans to find the perfect solution tailored just for you. As your dedicated broker, I'll handle everything from your very first inquiry to the exciting completion of your new mortgage, providing you with peace of mind and boosting your chances of success.
 

And the support doesn't end there! Even after your mortgage has completed, I'll continue to be your go-to advisor, available whenever you need assistance. I'll proactively manage your mortgage during its lifetime to ensure you always secure the best deal on renewal. 

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No fee is payable for mortgages with a value above £300,000.

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A fee of £249 is payable on application for mortgages with a value between £200,000 and £300,000.

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A fee of £495 is payable on application for mortgages with a value below £200,000.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Some buy to let and investment mortgages are not regulated by the Financial Conduct Authority.​

Terms of Business

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Privacy Policy

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Making a Complaint

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Mortgages by Umair is a trading style of UMARI Finance Group Limited which is authorised and regulated by the Financial Conduct Authority and is entered on the FCA register (www.fca.org.uk) under reference 994960. Registered office: 124 City Road, London, EC1V 2NX. Registered in England and Wales Number: 14439156.

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